Urgent opportunity
A settlement, purchase or deadline is approaching and certainty matters.
Property-secured business finance
Business funding backed by property—reviewed by a broker.
Own residential or commercial property in Australia? Tell us the amount, purpose and timing. We’ll review whether a bank, non-bank or private lender pathway may suit the scenario.
Business funding needs from $50,000
Residential or commercial security considered
Bank, non-bank and private lender pathways
No credit check just to submit an enquiry
No obligation to enquireNothing sent without your agreement
Obtain Finance is a credit representative and finance broker, not a lender. Submitting this form does not guarantee approval or funding.
Australian businesses
Commercial-purpose scenarios
$50k+
Indicative funding need
Property-backed
Residential or commercial
Broker review
Before any lender approach
Built for real business situations
When standard bank timing or policy does not fit.
Property security can open different pathways, but the structure, total cost and exit strategy must still make commercial sense.
Cash flow or ATO debt
Working capital, tax obligations or short-term business pressure needs a structured response.
Purchase or growth
Funding is needed for a business, equipment, stock, project or commercial opportunity.
Refinance or exit
An existing facility needs to be replaced, consolidated or bridged to a defined exit.
What happens next
A clear review before an application.
The enquiry is a starting point, not an approval or lender application.
01
Submit the scenario
Tell us the security position, amount, business purpose and timing.
02
Broker review
We assess the basic fit and identify information needed for a meaningful discussion.
03
Discuss relevant pathways
Where appropriate, we explain potential bank, non-bank or private lending directions and material trade-offs.
04
Proceed only by agreement
A lender approach occurs only after you agree and the required information and consents are in place.
Important considerations
Speed should not hide the true cost.
Property-secured and private finance can involve higher interest, establishment fees, valuation costs, legal costs, broker fees and default consequences. Your property may be at risk if the loan is not repaid. A credible exit strategy is essential.
We do not present an instant borrowing amount or guaranteed approval. The lender decides whether to proceed after reviewing the borrower, security, purpose, valuation, exit and supporting information.
Does submitting the form affect my credit file?+
No. Submitting this enquiry does not itself involve a lender application or credit check. If a credit check may later be required, that will be explained before it occurs.
How quickly can property-secured business finance settle?+
Timing varies significantly. Security, valuation, legal work, lender appetite, documents and the quality of the exit strategy can all affect the timeframe. We will not promise a settlement date before the scenario has been reviewed.
Can residential property support a business-purpose loan?+
It may be considered in some commercial scenarios. The ownership, equity, intended purpose, borrower structure and relevant credit-law position all need to be reviewed.
What is an exit strategy?+
It is the credible way the facility will be repaid—such as a property sale, refinance, settlement proceeds, contract payment or sustainable business cash flow.
Have a time-sensitive business scenario?